Commission Free ETF Investing Strategies

Commissions are a huge barrier to the novice and/or low funded investor. Fortunately there are now platforms that offer commission free trading.

Looking at the list, you can get a diversified low correlation "permenant portfolio" strategy of:

Equities:
IVV (The S&P index fund) Or if you want more global, consider ACWI or AT (all world index) or VWO (emerging markets)
Sector:
RWR/VNQ (One of REIT index fund)
Bonds:
TLT/AGG/PCY (One of the BOND Index Funds)
Commodity
DJP/DBC/DBO (commodity index or oil etf)
Cash
Cash or SHY etf to use to rebalance your funds when needed.

Thre is no GLD on the list, but I may suggest it instead of commodity and just deal with the fee $20 for purchase and a sale divided by 4 is $5 per transaction or like having $2.50 per trade commission. I don't know if paying $20 is worth having the GLD etf rather than commodity, but at least you have the option.

Now rebalancing doesn't cost you anything but time, as you must hold for over 30 days before selling.

More on this commission free strategy later.